Financial UCDA

	Union County	Georgia
Housing units total, 2000	10,001	3,281,737
Per Cent Increase 1990-2000	51.0%	29.4%
Mobile Homes, 2000	13.8%	12.0%
Homeownership rate, 2000	82.3%	67.5%
Renter Occupied units, 2000	17.7%	32.5%
Households, 2000	7,159	3,006,369
Households with Householder Age 65+	34.3%	19.7%
Median Monthly Owner Costs	$764.	$1,039.
Median value	$111,100	$111,200
Persons per household, 2000	2.37	2.65
Households with persons under age 18, 2000	27.1%	39.1%
Housing units authorized by building permits, 2000	401	91,820

Current construction costs for new single-family dwellings are $80 to $150 per square foot plus cost of land. Census of Housing Data in 2000 showed 400 new homes constructed. Homes averaged 1, 944 square feet. and $58 per square foot making the average home cost about $111,100 in 2000.

The following construction permits were issued in Blairsville and Union County in these years:

Year	2005	2004	2003	2002
Single-family residences	313	307	318	353
Spec. single-family residences	245	236	213	151
Mobile home permits	75	62	58	75
Commercial buildings	38	29	22	26
Miscellaneous (additions, garages, barns, out buildings)	377	231	266	388
Total	1048	865	877	993

Date of Report	Bank name	Assets	Deposits
05/06/2003	Appalachian Community Bank www.appalachianbank.com	$70,084,858	$69,477,095
12/31/2002	Bank of Blairsville, Branch of Bank of Hiawassee www.bankblairsville.com	$ 74,532,962 $179,325,000	$27,383,421 $158,727,000
04/01/2003	Seasons Bank www.seasonsbank.com	$14,000,000	$21,000,000
12/31/2003	United Community Bank- Blairsville, Branch of United Community Banks, Inc. www.ucbi.com	$312,534,000 $4,068,834,000	$307,504,000 $2,857,449,000

United Community Bank, Inc. holding company is headquartered in Blairsville. It is an important economic asset to Union County, with 324 employees working here with a $20-million payroll. UCBI has just moved into a 28,000 square foot addition to their Operations Center.

Year	Union County	Georgia	U. S. A.
1990	$12,048	$17,123	$18,866
1995	$16,475	$21,806	$23,059
1996	$17,694	$23,055	$24,651
1997	$18,353	$23,911	$25,924
1998	$19,582	$25,447	$27,203
1999	$20,564	$26,499	$28,546
2000	$21,297	$27,794	$29,469
2001	$22,417	$28,523	$30,413

HOUSEHOLD INCOME	UNION COUNTY	GEORGIA
MEDIAN HOUSEHOLD MONEY INCOME, 1999 MODEL-BASED ESTIMATE - US CENSUS BUREAU	$31,893	$42,433
MEDIAN HOUSEHOLD EFFECTIVE BUYING INCOME: 2002	$26,412	$38,043

	UNION COUNTY	GEORGIA
Average Adjusted Gross Income Per Return	$29,345	$43,385
Average Georgia Tax Liability Per Return	$1,012	$1,753

RETAIL SALES BY STORE GROUP: 2002	Union County
Food and Beverage	$40,309,000
Food Service	$19,357,000
General Merchandise	$10,801,000
Clothing & Accessories	$1,761,000
Furniture, Appliance	$4,923,000
Motor Vehicle & parts	$27,426,000
Gasoline Service Stations	$13,451,000
Building Material, garden	$35,335,000
Health & personal care	$11,345,000
TOTAL RETAIL SALES	$173,479,000

Farm products provide $34.395-million to the Union County economy. The largest is day-old baby chicks from two primary hatcheries, Aviagen, Inc. and Cobb-Vantress, Inc. at $15.821-million. Forestry provides $93,000. Speedling, Inc. has a 348,500 square foot greenhouse producing seedling flowers and hanging baskets with sales of $11.426-million. Other farm products include: $1.248-million of vegetables (sweet corn, collards, bell peppers, cabbage, snap beans, tomatoes, pumpkin; corn, tobacco, soybeans, sweet sorghum syrup, honey, ginseng. Beef, dairy, trout, koi, and sheep generate farm sales of $4.473-million. Fruits and nuts (apples, blueberries, strawberries) total $348,000.